Home > Policies & Disclosures > Sandia Area Privacy Policy

Rev. 1/18

Sandia Area Federal Credit Union
Privacy Notice

FACTS WHAT DOES Sandia Area Federal Credit Union
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

  • Social Security number and income
  • Account transactions and account balances
  • Credit history and credit scores
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Sandia Area Fedral Credit Union chooses to share; and whether you can limit this sharing. 
Reason we can share your personal information Does Sandia Area Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus  Yes No
For our marketing purposes— to offer our products and services to you   Yes No
For joint marketing with other financial companies  Yes No
For our affiliates’ everyday business purposes— information about your transactions and experiences   Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness   No We don't share
For our affiliates to market to you Yes Yes
For non-affiliates to market to you  No We don't share
Questions?

Call toll free at:
Call 505-292-6343 ext. 5 or 800-228-4031 ext. 5 - our menu

will prompt you through your choice(s) or

 Or visit us online: www.sandia.org/privacy-opt-out
What we do
How does Sandia Area Federal Credit Union protect my personal information?  To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.      
How does Sandia Area Federal Credit Union collect my personal information? 

We collect your personal information, for example when you

  • open an account or deposit money
  • pay your bills or use your credit or debit card
  • apply for financing

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 
Why can’t I limit all sharing? 

Federal law gives you the right to limit only 

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State law and individual companies may give you additional rights to limit sharing. 
Definitions
Affiliates 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a Sandia Area name.
Non-affiliates 

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

  • Sandia Area Federal Credit Union does not share with our nonaffiliates so they can market to you.
Joint marketing 

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include investment, insurance, and other financial services companies.
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