Line of Credit

Establish now and borrow as the need arises. Your Line of Credit offers the flexibility you need with affordable monthly payments.

Rates start at 13.25% APR¹
Use as overdraft protection for your Sandia Area checking account

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See current rates and terms here

Debt Protection

Protect your loan with Debt Protection with Life Plus and look out for the ones you love in case of involuntary unemployment, disability, or death.

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Want even more flexibility?

While our signature loans and lines of credit meet the needs of many members, consider a low-rate Sandia Area Mastercard. With no annual fee, no balance transfer fees, and no cash advance fees, a Sandia Area Mastercard may be your ticket!

Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. Line of Credit is a variable APR (Annual Percentage Rate) based on the value of an index plus a margin and is subject to increase. The current margin is 5.50% and is subject to change. Annual Percentage Rate (APR) effective as of 11/08/2024. Rates are subject to change without notice.

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