System Maintenance Upcoming: Due to planned system maintenance, Online Banking, Mobile Banking, and Call24 will be temporarily unavailable from 12:00am (MDT) to 4:00am (MDT) on Sunday, March 22, 2026. We apologize for any inconvenience.

Go to main content
Routing Number #307070047Payments Careers
Locations
Sandia Area Federal Credit Union
Schedule an Appointment
Online Banking Login
Forgot Password Forgot Username Registration Browser Support

SPEND

  • Choose Your Checking
  • Cash Back Checking
  • High-Yield Checking
  • Debit Card
  • Digital Wallet
  • Overdraft Protection

SAVE

  • Traditional Savings
  • High-Yield Savings
  • Certificates
  • IRAs
  • Grow Money Market

FEATURES

Direct Deposit

Safe Deposit Boxes

NCUA Share Insurance

 

Vehicle Loans

  • Auto
  • Auto Refinance
  • Motorcycle
  • RV
  • Boat

Home Loans

  • Mortgages
  • Home Equity
  • Land Loans

Personal Loans

  • Share Secured

Personal Line of Credit

Credit Cards

  • Cash Back Rewards
  • Ascend Rewards 
  • Access Mastercard
  • Business Cash Back Rewards

Card Services

  • Transfer a Balance
  • Digital Wallet
  • Lost or Stolen Cards
  • Activate a Card
  • ID Theft Protection

Loan Payment Center

Calculators

Current Rates

Business Checking

Business Savings

Business Loans

  • Business Vehicle Loans
  • Business Equipment Loans
  • Commercial Real Estate Loans

Business Cards

  • Business Cash Back Rewards
  • Business Debit Cards

Business Services

  • Business Online Banking
  • Merchant Services

Connect With Us

Your Employee Services

Sandia Area Investment Services

  • Retirement
  • Life Stages
  • Education
  • Events
  • Meet With a Financial Professional
  • Access Your Investment Accounts

We Also Provide

  • Inszone Insurance
  • Debt Protection
  • Guaranteed Asset Protection (GAP)
  • Mechanical Repair Coverage
  • Accidental Death & Dismemberment

Estate Planning Toolkit

About Sandia Area

  • Membership
  • Permaculture
  • Community
  • Branches & Locations

Open an Account

Apply for a Loan

Mobile & Online Banking

  • Online Banking
  • Mobile Banking
  • Payments & Transfers
  • eStatements & eNotices
  • Banking Tools

Contact Us Careers

News & Resources

  • Sandia Area Blog
  • In the News
  • Financial Resources
  • FAQs
  • Tax Resource Center
  • Events

Calculators

Financial Fraud & Security Center

NCUA Share Insurance

Annual Meeting 2026

two women pointing at laptop they are working on

Business Online Banking

Business Online Banking

Whether you’re checking daily transactions, looking for history, or searching your online statements, it’s all in one place.

Enroll in Online Banking


Manage Accounts

Get fast and easy online access

  • Check balances for your accounts
  • Track your recent transactions, including ATM visits and debit card purchases
  • Choose paperless statements to get your statements sooner and review your statements online

The power to grant customized access to your accounts

  • Establish individual account access levels, including Bill Pay
  • Enjoy increased flexibility: For example, you can allow an employee to view details of one account for specific business needs and allow your accountant to view details of all accounts and make payments from a selected account
  • Easily manage users

Make payments & move money

Pick the payment that works best for you

  • Transfer to Sandia Area accounts or accounts at other institutions
  • Free Online Bill Pay
  • ACH Payments
  • Wire Transfers
  • More ?

Set and get alerts to track your account activity

At the office, at home or at work, even out with friends, an email or text alert notifies you of important account activity, so you don't have to sign in or go online. There are a variety to choose from, including:

  • Balance alerts
  • Unusual activity

Deposit Checks Remotely

Make multiple deposits to your business account from your home or office for a low monthly service charge

  • More information

Mobile Banking

Securely check balances, make deposits, pay friends and family, view transaction history, transfer funds, locate nearby branches and ATMs – using your smartphone or tablet

  • Get the app
  • More information
 
 

See the Online Banking agreement for details. 

ALERTS received as text messages on your mobile access device may incur a charge from your mobile access service provider. MOBILE DEPOSIT is available on the Mobile Banking app for iPad, iPhone and Android devices and are subject to verification and may not available for immediate withdrawal. Check Online Banking Service agreement for details, including funds availability, deposit limits, proper disposal of checks, restrictions and terms and conditions. Data connection required. Wireless carrier fees may apply.

 

Go to main navigation
We're Here to Help

Sandia Area Federal Credit Union
P.O. Box 18044
Albuquerque, NM 87185

1.505.292.6343
1.800.228.4031

Connect with Us
Facebook X Instagram LinkedIn
Mobile Apps
Download mobile appDownload mobile app
National Credit Union AdministrationEqual Housing Lender

This Credit Union is federally insured by the National Credit Union Administration (NCUA).

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Policies & Disclosures Patriot Act Privacy Lost & Stolen Cards Site Map Accessibility Contact Us

Copyright © Sandia Area Federal Credit Union. All Rights Reserved.

mountains
Home
Choose Your CheckingCash Back CheckingHigh-Yield CheckingDebit CardOverdraft Protection
Traditional SavingsHigh-Yield SavingsCertificatesIRAsGrow Money Market
Direct DepositSafe Deposit BoxesNCUA Share Insurance
Auto PurchaseAuto RefinanceMotorcycle LoansRV LoansBoat Loans
MortgagesHome Equity
Personal Line of Credit
Access MastercardCash Back RewardsAscend Rewards
Transfer a Balance
Loan Payment CenterCurrent Loan Rates
Business CheckingBusiness Savings
Vehicle LoansEquipment LoansCommercial Real Estate
Business Debit CardBusiness Cash Back Rewards
Business Online BankingMove MoneyBusiness Remote DepositMerchant Services
Your Employee Services
RetirementEducationLife StagesEstate Planning Toolkit
Meet With A Financial ProfessionalInvestment Events
InsuranceDebt ProtectionGuaranteed Asset Protection (GAP)Mechanical Repair CoverageAccidental Death & Dismemberment
MembershipPermacultureCommunityBranches & Locations
Online BankingDigital WalletPayments and TransferseStatements & eNotices
Fraud CenterContact UsCareers
Sandia Area BlogFinancial ResourcesFrequently Asked QuestionsMember Events
Financial Calculators2026 Annual Meeting
505-256-6063