Your better driving era starts now

Buying a new ride should be fun! If you’re just starting the shopping phase or already have your eyes on a new ride, the right rate and an easy process can make all the difference.

When you use Sandia Area to purchase your next set of wheels, you enjoy

  • Rates as low as 5.29% APR1
  • Up to 90 days with NO payments!2

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Buying a new ride should be fun!

New and Used Auto Loan Rates
Effective Date: 11/19/2024 for vehicle model years 2021-2024
Term in MonthsAPR1 as low as
1-36 5.29%
37-48 5.49%
49-66 5.99%
67-75 6.29%
76-84 6.49%

Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR = Annual Percentage Rate effective as of  11/19/2024. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. All consumer loans are charged simple interest with no pre-payment penalty. Actual interest rate charged is based on credit history, age of vehicle and terms of the loan, which can only be determined upon receipt of application. Terms up to 84 months available. Up to 125% financing.

2. Interest accrues during 90-day deferal period.

Wondering What Your Auto Loan Payments Could Be?

Use our Auto Loan Calculator to quickly estimate your monthly payments, plan your budget, and hit the road with the right loan!

Loan Amount

Assumptions

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