It's the Season of Saving with low auto rates!
Give yourself the gift of a better ride—or a better payment on your current ride! Whether you’re browsing or ready to buy your next car, financing is easy with Sandia Area. Here’s what you get when you finance with us:
- Rates as low as 4.39% APR1
- Up to 90 days with NO payments!2
| Term in Months | APR1 as low as |
|---|---|
| 1-36 | 4.39% |
| 37-48 | 4.49% |
| 49-66 | 5.09% |
| 67-75 | 5.49% |
| 76-84 | 5.89% |
Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR = Annual Percentage Rate effective as of 12/10/2025. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. All consumer loans are charged simple interest with no pre-payment penalty. Actual interest rate charged is based on credit history, age of vehicle, and terms of the loan, which can only be determined upon receipt of the application. Terms up to 84 months available. Up to 125% financing. | |
2. Interest accrues during 90-day deferral period.
Wondering What Your Auto Loan Payments Could Be?
Use our Auto Loan Calculator to quickly estimate your monthly payments, plan your budget, and hit the road with the right loan!
