Home Budget Analyzer

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Ready to Master Your Home Budget?

Build a budget that fits your lifestyle with our home budget calculator. Discover additional products with Sandia Area that support your goals.

Assumptions

Monthly or annual figures?

Home

Mortgage payment or rent ($)

Household repairs and maintenance ($)

Utilities ($)

Major home improvements and furnishings ($)

Homeowners (renters) insurance ($)

Transportation

Automobile loan(s) ($)

Automobile expenses (gas, repairs, etc.) ($)

Automobile insurance ($)

Other transportation expenses ($)

Taxes

Federal income taxes ($)

State income taxes ($)

FICA (social security taxes) ($)

Real estate taxes ($)

Other taxes ($)

Debts

Personal loan(s) ($)

Charge accounts ($)

Necessities

Food ($)

Clothing and laundry ($)

Educational expenses ($)

Child care ($)

Life insurance premiums ($)

Medical, dental and disability insurance ($)

Leisure

Vacation home (mortgage) ($)

Entertainment and dining ($)

Recreation and travel ($)

Club dues ($)

Hobbies ($)

Misc

Gifts ($)

Professional services ($)

Charitable contributions ($)

Other and miscellaneous expenses ($)

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Income - Single	Income - Head of Household	Income - Married Filing Jointly	Income - Married Filing Separately	Federal Tax Rate
$0 - $11,600	$0 - $16,550	$0 - $23,200	$0 - $11,600	10%
$11,601 - $47,150	$16,551 - $63,100	$23,201 - $94,300	$11,601 - $47,150	12%
$47,151 - $100,525	$63,101 - $100,500	$94,301 - $201,150	$47,151 - $100,525	22%
$100,526 - $191,950	$100,501 - $191,950	$201,151 - $383,900	$100,526 - $191,950	24%
$191,951 - $243,725	$191,951 - $243,700	$383,901 - $487,450	$191,951 - $243,725	32%
$243,726 - $609,350	$243,701 - $609,350	$487,451 - $731,200	$243,726 - $365,600	35%
$609,351+	$609,351+	$731,201	$365,601	37%

Type	Residence	Tuition & Fees	With Room & Board
Public 4yr	Residence: In-state	Tuition & Fees: $11,260	With Room & Board: $24,030
Public 4yr	Residence: Out-of-State	Tuition & Fees: $29,150	With Room & Board: $41,920
Public 2yr	Residence: In-State	Tuition & Fees: $3,990	With Room & Board: $13,960
Private 4yr	Residence: N/A	Tuition & Fees: $41,540	With Room & Board: $56,190

Inflation		2.9%
U.S. Treasury Bills		3.3%
Long-Term Government Bonds		5.1%
U.S. Large-Company Stocks		10.3%
U.S. Small-Company Stocks		11.8%

Year	Inflation Rate
2014		1.6%
2015		0.1%
2016		1.3%
2017		2.1%
2018		2.4%
2019		1.8%
2020		1.2%
2021		4.7%
2022		8.0%
2023		4.1%