Discover Better Banking with a Sandia Area Membership

Becoming a member of Sandia Area means more than just opening an account—it’s joining a community that’s committed to your financial well-being. As a Sandia Area member, you're not just a customer—you’re an owner. Unlike traditional banks, credit unions are member-owned, which means profits are reinvested back into the services and benefits you enjoy. Including better loan rates, lower fees, personalized service, and financial solutions designed to support your lifestyle and aspirations. Join today and experience a credit union that goes beyond banking to help you succeed. When you join Sandia Area, you’re gaining more than just a financial institution—you’re becoming part of a community that values people over profit.

Who Can Become A Member?

Residents of Bernalillo and Surrounding Counties

Individuals who live, work, worship, or attend school in Bernalillo, Sandoval, Santa Fe, Valencia, Torrance, Cibola, Rio Arriba, Mora, San Miguel, or Los Alamos.

Permaculture Advocates

Anyone committed to Permaculture ethics, any graduates of a Permaculture Institute-recognized design course, and members of an affiliated regional Permaculture Institute.

Sandia Area Family

Immediate family members of an existing Sandia Area member or Sandia Area Employee.

Permaculture at Sandia Area

Care of the Earth

To take care of the earth and ensure we maintain a sustainable environment through the use of renewable resources, recycling, and reducing consumption.

Care of People

To take care of the health and well-being of ourselves, our neighbors, and our communities.

Fair Share

To find the right balance in our lives by only using what we need, and reinvesting surplus back into the earth and people.

Learn More About Permaculture

Get Started Today with Just $5

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There are no membership enrollment fees, just the $5 share deposit to get your membership established! It only takes about 10 minutes to apply for Sandia Area membership online. If you are 18 years or older, here's what you'll need to have handy in order to apply:

Your driver's license or a passport
Your U.S. Social Security number
Your U.S. citizenship or immigrant documentation if necessary
Information for other accounts you want to switch to Sandia Area

Open an Account

How to Join

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Open your primary savings account with just $5.

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Add other great accounts and financial tools, including rewarding checking and higher-yield savings such as certificates and money markets.

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Explore all of the perks of your membership, including lower rates on loans, auto refinances, home equities, and higher dividends on your savings.

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