Go to main content
Routing Number #307070047Payments Careers
Locations
Sandia Area Federal Credit Union
Schedule an Appointment
Online Banking Login
Forgot Password Forgot Username Registration Browser Support

SPEND

  • Choose Your Checking
  • Cash Back Checking
  • High-Yield Checking
  • Debit Card
  • Digital Wallet
  • Overdraft Protection

SAVE

  • Traditional Savings
  • High-Yield Savings
  • Certificates
  • IRAs
  • Grow Money Market

FEATURES

Direct Deposit

Safe Deposit Boxes

NCUA Share Insurance

 

Vehicle Loans

  • Auto
  • Auto Refinance
  • Motorcycle
  • RV
  • Boat

Home Loans

  • Mortgages
  • Home Equity
  • Land Loans

Personal Loans

  • Share Secured

Personal Line of Credit

Credit Cards

  • Cash Back Rewards
  • Ascend Rewards 
  • Access Mastercard
  • Business Cash Back Rewards

Card Services

  • Transfer a Balance
  • Digital Wallet
  • Lost or Stolen Cards
  • Activate a Card
  • ID Theft Protection

Loan Payment Center

Calculators

Current Rates

Business Checking

Business Savings

Business Loans

  • Business Vehicle Loans
  • Business Equipment Loans
  • Commercial Real Estate Loans

Business Cards

  • Business Cash Back Rewards
  • Business Debit Cards

Business Services

  • Business Online Banking
  • Merchant Services

Connect With Us

Your Employee Services

Sandia Area Investment Services

  • Retirement
  • Life Stages
  • Education
  • Events
  • Meet With a Financial Professional
  • Access Your Investment Accounts

We Also Provide

  • Inszone Insurance
  • Debt Protection
  • Guaranteed Asset Protection (GAP)
  • Mechanical Repair Coverage
  • Accidental Death & Dismemberment

Estate Planning Toolkit

About Sandia Area

  • Membership
  • Permaculture
  • Community
  • Branches & Locations

Open an Account

Apply for a Loan

Mobile & Online Banking

  • Online Banking
  • Mobile Banking
  • Payments & Transfers
  • eStatements & eNotices
  • Banking Tools

Contact Us Careers

News & Resources

  • Sandia Area Blog
  • In the News
  • Financial Resources
  • FAQs
  • Tax Resource Center
  • Events

Calculators

Financial Fraud & Security Center

NCUA Share Insurance

Annual Meeting 2026

Sandia Area Careers

A Forbes Best-In-State Credit Union

New Mexico has spoken. Sandia Area was recently named one of the top credit unions in New Mexico by Forbes Magazine for a third straight year!

Apply Today

Why Sandia Area Core Values Benefits Open Positions

Why Sandia Area

A Place To Grow

Sandia Area is a vibrant community of hardworking individuals with a thirst for service and excellence. We’ve been providing better banking and lending options in New Mexico since 1956.

Innovation. Collaboration. Growth! That’s Sandia Area’s mission. We pride ourselves on helping our employees succeed with us. You deserve a career, not just a job.

Let’s grow!

Learn More About Sandia Area

 

 

What We Believe

Core Values

Service

Service

We prioritize building lasting bonds over mere transactions.

Sustainability

Sustainability

We balance today’s needs with a vision for the future.

Efficiency

Efficiency

We maximize the effectiveness of our members’ assets and our own resources and efforts.

Trust

Trust

We recognize, respect, and value our role in the lives of others.

Stewardship

Stewardship

We preserve the legacy of our business by safeguarding what’s been entrusted.

Growth

Growth

We foster healthy, balanced growth in our business and champion others’ financial, professional, and personal growth.

What We Offer

Our Benefits

Medical icon

Medical, Dental, Vision

Quality, affordable coverage with options like PPO, HMO, and high-deductible health plans to fit your needs.

time off icon

Time Off

Up to 13 paid holidays, generous vacation and sick leave, plus a day off for your birthday.

employer 401k match icon

Employer 401(k) Match

Sandia Area matches your 401(k) contributions up to 5% of your pay to help you save faster.

pension plan icon

Pension Plan

100% employer-funded pension plan, fully vested after just seven years of service.

insurance icon

Insurance

Life Insurance, Short-Term Disability Insurance, and AD&D coverage for life’s unexpected twists.

other benefits icon

Other Benefits

Tuition reimbursement, referral incentives, an employee assistance program, and a culture built to help you grow.

Apply Today

 

 

In the Community

A Place To Give Back

As an employee at Sandia Area, you have the opportunity to give back to your community! Throughout the year, we have multiple volunteer events that benefit local food bank, The Storehouse New Mexico, as well as other charities around the state.

Learn More About Community Engagement

 

Sandia Area Jobs

Open Positions

Sandia Area is not just a great place to bank — it’s a great place to work! Take your career to new heights and check out our open positions.

View Current Openings

 

Sandia Area Featured Jobs

About the Role

As a Commercial Loan Analyst at Sandia Area, you'll support our commercial lending team by analyzing credit requests, preparing loan presentations, conducting annual term loan reviews, and assisting with loan administration. Reporting to the Vice President of Commercial Lending, this is a full-time, in-office role — Monday through Friday. A bachelor's degree in a related field and a minimum of 2 years of loan production experience are required.

Apply for This Role

 
Go to main navigation
We're Here to Help

Sandia Area Federal Credit Union
P.O. Box 18044
Albuquerque, NM 87185

1.505.292.6343
1.800.228.4031

Connect with Us
Facebook X Instagram LinkedIn
Mobile Apps
Download mobile appDownload mobile app
National Credit Union AdministrationEqual Housing Lender

This Credit Union is federally insured by the National Credit Union Administration (NCUA).

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Policies & Disclosures Patriot Act Privacy Lost & Stolen Cards Site Map Accessibility Contact Us

Copyright © Sandia Area Federal Credit Union. All Rights Reserved.

mountains
Home
Choose Your CheckingCash Back CheckingHigh-Yield CheckingDebit CardOverdraft Protection
Traditional SavingsHigh-Yield SavingsCertificatesIRAsGrow Money Market
Direct DepositSafe Deposit BoxesNCUA Share Insurance
Auto PurchaseAuto RefinanceMotorcycle LoansRV LoansBoat Loans
MortgagesHome Equity
Personal Line of Credit
Access MastercardCash Back RewardsAscend Rewards
Transfer a Balance
Loan Payment CenterCurrent Loan Rates
Business CheckingBusiness Savings
Vehicle LoansEquipment LoansCommercial Real Estate
Business Debit CardBusiness Cash Back Rewards
Business Online BankingMove MoneyBusiness Remote DepositMerchant Services
Your Employee Services
RetirementEducationLife StagesEstate Planning Toolkit
Meet With A Financial ProfessionalInvestment Events
InsuranceDebt ProtectionGuaranteed Asset Protection (GAP)Mechanical Repair CoverageAccidental Death & Dismemberment
MembershipPermacultureCommunityBranches & Locations
Online BankingDigital WalletPayments and TransferseStatements & eNotices
Fraud CenterContact UsCareers
Sandia Area BlogFinancial ResourcesFrequently Asked QuestionsMember Events
Financial Calculators2026 Annual Meeting
505-256-6063